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The Best Secret Disney Vacation Deal Might Be A Vacation Layaway

[fa icon="calendar"] Thu, Jun 20, 2013 @ 05:39 PM / by Sally Black

Sally Black

Free Disney vacation layaway

Finding the best Disney World deal and saving really big money on your Disney Vacation is just like finding one of those hidden Mickeys...You just have to look a little bit closer.

So let's say you've priced a Disney Vacation for your family and the total cost came to $3,000.  You feel confident in the price you're paying and you think you've found a great deal. You`whip out your credit card and confirm your your vacation. STOP!... Look a little closer at that credit card interest.

If the only way you can afford this vacation is to make a minimum monthly payment of $60, it will take you 19 years to pay off this vacation at a cost of $3,913!

Let's say you want to avoid these huge interest payments so you diligently budget to pay off your Disney vacation within two years. You can afford to pay about $150 per month. Two years worth of interest payments will still cost you about $500. Much better, but that is still a lot of Disney dollars that your family could be spending having fun in the parks.

Think Disney Vacation Layaway instead.

Vacationkids likes saving our families money whenever and where ever we can so we offer Vacation Layaway. It's an affordable payment plan your vacation in advance and save hundreds in credit card interest - Here's how it works...

Disney will generally allow you to book your vacation 499 days or about 16 months in advance. This is a great idea anyway because you'll get first your choices and best availability.  One night's hotel stay is required to confirm your reservations. For argument's sake, let's say that is $250.  Your vacation will need to be paid 45 days before your family arrives at Disney World. So let's do this math here....

$3000 vacation - $200 Deposit = $2800

15 months = $187 per month

This kind of planning makes good financial sense. It may mean a side job or cutting back a little on family entertainment costs but the bottom line means your family gets to enjoy magical memories while saving over $500.

This is just one example of how vacation layaway can make a Disney vacation more affordable while saving you lots of interest on credit card interest. Our staff would prefer to keep this money in the pockets of our parents instead of handing it over to banks and credit card companies (we think they already head enough money).

Vacationkids can set up a Disney layaway vacation for Disney parks, A Disney cruise even that Hawaiian vacation to Aulani. We can set up a payment plan that works for you. We don't charge any extra for doing this. It's just another way we help to take care of our guests.

The other good news about Vacation layaway is that if you happen to get an income tax refund, a bonus from work or you finally do hit the lottery, you can pay off your balance, pay ahead or lower your monthly payments. It's flexible and totally up to you. Just let us know and we'll make the adjustment for you.

Even more good news - You don't have to worry about booking in advance and getting a lower deal last minute.  If Disney does offer a sale price or deal like free dining, Vacationkids will apply the lower price to your reservation if you qualify.

Somethings in life we only get ONE chance to get it right - Things like childhood, a very special celebration etc. Sometimes these special milestone moments don't always align with our current financial situations. Once these moments are gone, they are gone forever. 

Vacationkids wants to help. With a bit of advanced planning you can create affordable family vacations while avoiding the dread of returning home to huge credit card bills. Talk to us and let's see what we can do to make your Disney Family Vacation a dream come true and not a financial nightmare.

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Topics: Affordable Family Vacations

Sally Black

Written by Sally Black

Sally is the Founder of Vacationkids.com Travel Agency and author of the book "Fearless Family Vacations". She is also the Director of Travel Agent Initiatives and Training at The Family Travel Association.